Prediction: The Ravens will have more turnovers than touchdowns. They a particularly turnover prone team and when they win tend to get grind it out, low scoring wins. Ray Rice has the rep of a fumbler and when Flacco not going deep he throwing to the other team.The Panthers have sold out 60 consecutive home games but have been facing declining sponsorship revenue over the past year because of the recession. One reason likely for the departure of Jon, who ran the team when his father was hospitalized in 2008, was the big money given to QB Jake Delhomme and LB Julius Peppers prior to last year when the team finished a disappointing 88. The men in the hot seat this season are team president Danny Morrison and GM Marty Hurney.

3: The rules have changed so many times to the advantage of the offense that 100 point games will soon become common. Playing defense is getting to be like the Washington Generals playing the Harlem Globetrotters. If you do this then let the corners jam